XAUUSD
Gold / US Dollar
Spread49.17 pips
Firm profile
Topstep
United States · 4.6 ★ · 12,100 tracked reviews · Verified profile
A leading futures funding brand with a long operating history and trader education footprint.
Editorial checkedLast checked Jun 14, 2026Source: FundedScope editorial check
Challenge fee
$49
Profit target
Futures target
Payout
Weekly
Max drawdown
Trailing
FundedScope score90/100
Daily drawdown: Plan based
Max account: $150k
Last rule check: 2026-06-14
This outbound link may be an affiliate link. FundedScope scoring stays editorial and comparison-led.
FundedScope verdict
Who Topstep is best for
Futures-focused traders
Traders who care about payout speed
Lower-cost challenge shoppers
Score starts from 100 and subtracts weighted deductions across rule fairness, payout quality, trust/reviews, pricing/value, market coverage/spreads and transparency freshness. Affiliate relationships do not override scoring.
Score recipe
90/100 FundedScope Score
Weights add up to 100%
Start from 100, then subtract weighted deductions across rules, payouts, trust, pricing, markets/spreads and freshness.
Rule fairness15.8/20
Drawdown style, challenge structure, trading restrictions and how forgiving the rules are.
Payout quality19.2/20
Payout speed, payout clarity and whether the payout structure looks trader-friendly.
Trust & reviews23.4/25
Review volume, public reputation, verification state and broad market confidence signals.
Pricing/value14.3/15
Challenge fee versus account size, refund positioning, scaling and accessibility.
Markets & spreads8.1/10
Forex, metals, indices, crypto/futures coverage and spread intelligence availability.
Transparency/freshness9.3/10
How recently rules were checked and how clearly the profile can be sourced.
Before buying
What to check
- Trailing drawdown can be stricter than static loss limits.
- Drawdown terms vary by plan, so traders should check the exact account rules.
Pros
- ✓Weekly payout positioning
- ✓Futures market coverage
- ✓Futures combine account structure
- ✓Editorially checked profile
Cons / risk notes
- !Trailing drawdown can be stricter than static loss limits.
- !Challenge fee starts around $49, which should be compared against refund and payout rules.
Rules
Challenge types: Futures combine
Markets: Futures
Daily drawdown: Plan based
Max drawdown: Trailing
Verified reviews
12,100 review signals tracked. Verified user reviews and payout proof moderation are wired into the product roadmap.
Payout proof
Payout proof collection should require user account verification and admin approval before publishing.
Spread sample for Topstep
First rows from the firm × instrument spread matrix. Full searchable matrix lives under Spreads.
Commodities
XAGUSD
Silver / US Dollar
Spread4.72 pips
NAS100
US Tech 100
Spread2.38 pips
US30
Wall Street 30
Spread5.07 pips
EURUSD
Euro / US Dollar
Spread1 pips
GBPUSD
British Pound / US Dollar
Spread1.159 pips
BTCUSD
Bitcoin / US Dollar
Spread29.94 pips
ETHUSD
Ethereum / US Dollar
Spread3.84 pips
| Pair | Name | Category | Spread | Status |
|---|---|---|---|---|
| XAUUSD | Gold / US Dollar | Commodities | 49.17 pips | Wide |
| XAGUSD | Silver / US Dollar | Commodities | 4.72 pips | Wide |
| NAS100 | US Tech 100 | Indices | 2.38 pips | Wide |
| US30 | Wall Street 30 | Indices | 5.07 pips | Wide |
| EURUSD | Euro / US Dollar | Forex | 1 pips | Medium |
| GBPUSD | British Pound / US Dollar | Forex | 1.159 pips | Medium |
| BTCUSD | Bitcoin / US Dollar | Crypto | 29.94 pips | Wide |
| ETHUSD | Ethereum / US Dollar | Crypto | 3.84 pips | Wide |